Income and employment
Recent payslips, tax returns if self-employed, employment details and any other income information a lender needs to assess servicing.
Buy
Buy a home with a clearer lending plan.
Get practical broker support before you make an offer, from borrowing power and deposit planning through to pre-approval, lender comparison and settlement.
Pre-approval
Standard pre-approval steps
When you are ready to finalise a pre-approval, lenders usually need enough information to check your income, expenses, debts, savings and credit history. The exact documents can change by lender and situation.
Assets and liabilities
Bank statements, savings balances, deposit history and current debts such as credit cards, personal loans, car loans or HECS/HELP debt.
Credit and lender check
A formal credit history assessment, loan structure review and lender policy check before a pre-approval can be confirmed.
Good to know: pre-approval processing times, validity periods and required documents vary between lenders. A broker can help you compare major banks, non-bank lenders and online lender options before you apply.
Ready when you are
Let's get you a Winning Home Loan
Apply online or book a broker call and we will help you understand the right next move for your situation.
Multiple lendersWe do the hard work so you don't have to.
$0Broker service cost to you in most settled loans.
1:1Guidance from application through settlement.
Australia wideLocal broker support with Australian lender access.