Winning Home Loans calculators

Home loan calculators

Use our home loan calculators for repayments, servicing, refinance, stamp duty and other finance decisions before your next broker conversation.

Repayments calculator

Estimate repayments from purchase price, deposit, loan amount, LVR and upfront government costs.

Servicing calculator

Estimate borrowing power from income, expenses, existing debts and an assessment buffer.

Construction calculator

Estimate total project cost, required loan and interest-only cost during a staged build.

Progress payments and monthly interest-only estimate

Shows a 12-month total estimate: month 1 allows for land holding and council approvals before the first build payment, then months 2 to 12 use standard progress-payment stages with separate land/build interest.

Land interest$0
Build interest$0
Total interest$0
MonthStageProgressLand IOBuild IOTotal IO

Refinance calculator

Compare current and new repayments, estimate monthly savings and rough break-even timing.

Stamp duty calculator

Estimate broad stamp / transfer duty and common title registration fees across Australian states and territories.

Budget planner

Estimate monthly surplus after expenses, debts and savings goals.

Income tax calculator

Estimate Australian resident income tax and take-home income before offsets and deductions.

Personal loan calculator

Estimate repayments and total interest for a personal loan.

Car and equipment calculator

Estimate repayments and total interest for a car or equipment loan.

Estimated monthly repayment $4,043

Principal and interest estimate only. Fees, offsets, lender policy and actual assessment rates can change the outcome.

Fortnightly $1,866
Weekly $933

These calculators are general estimates for planning conversations only.

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